Personal

Deposit Products

Savings & Money Market Accounts

 

Statement Savings(1)

Platinum Personal Savings(1,2)

Cashus Kids Club Savings(1)

Money

Market (1)

FOUNDERS CLUB

Money Market (1,3)

Account Overview

A simple savings account great for those just starting to save, or set aside funds for unexpected purchases.

Designed for customers who maintain a higher balance and are looking for a competitive interest rate.

For kids 12 years and younger. Open this account and automatically become a member of our Cashus Kids Club.

Keep the
flexibility of checkbook access while earning a variable interest rate based on balance.

A deposit package designed to provide maximum return and flexibility to customers who value a relationship with their bank. 

Minimum Opening Balance

$50

$25,000

None

$1,000

$10,000

Minimum Balance Required to Avoid Service Charge

$100

$50

None

$1,000

None

Interest Paid

Current Rates

Current Rates

Current Rates

Current Rates

Current Rates

Maximum Monthly Withdrawals

6

6

6

6

6

Excess Withdrawal Charge

None

None

None

$7.50 per item

$7.50 per item

Monthly Service Charge

$3.00 if balance falls below $100 minimum

None

None

$5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum

None

FREE Online Banking with eStatements and Mobile Banking

Check Check Check Check Check

Advantages

Interest compounds monthly and is credited monthly.

Account can be attached to checking for overdraft protection.

Interest compounds quarterly and is credited quarterly.

Account can be attached to checking for overdraft protection.

Interest compounds monthly and is credited monthly.

Enjoy a birthday card and gift each year, FREE piggy bank & activity book at account opening.

Interest compounds monthly and is credited monthly.

Account can be attached to checking for overdraft protection.

Interest compounds monthly and is credited monthly.

Online Account Opening

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To learn what required documents you will need when opening up an Ixonia Bank Personal Checking account, click here.

All Ixonia Bank Savings & Money Market Accounts that earn interest are calculated using an Annual Percentage Yield (APY) and are accurate as of the date listed on the ratesheet.

(1) During calendar month: no more than six preauthorized and/or automatic transfers and withdrawals, which include: telephone and internet banking transfers.
(2) If balance falls below the $25,000 minimum, the account rate lowers by 0.05% APY.
(3) If balance falls below the $10,000 minimum, the account no longer qualifies for the 1.00% APY and will convert to 0.10% APY. The initial interest rate of 1.00% (APY of 1.00%) is in effect for the 1st year only. The 2nd year variable rate of at least 0.75% (APY of 0.75%) will be effective 1 year from the open date, after the current cycle is completed, and may change monthly at our discretion. The 3rd year rate will be a variable rate, effective 2 years from the open date, and may change monthly at our discretion. See Founders Club Brochure for full terms and conditions.
Rates may change after the account is opened for variable rate accounts. Fees imposed could reduce the earnings on accounts. Early withdrawal may be subject to penalty. Ask us for other applicable fees, terms and additional details. 

U.S. SAVINGS BONDS

Treasury DirectThe United States Treasury ended over-the-counter sales of paper savings bonds on December 31, 2011, including sales through financial institutions and applications mailed directly to the Federal Reserve Bank.

Savings bonds will continue to be available for purchase electronically in TreasuryDirect. Visit the TreasuryDirect website to learn more, to purchase Savings Bonds, get current rates, and find out how much your Savings Bonds are worth.

For CD (Certificates of Deposit) or IRA (Individual Retirement Accounts) information, click here.

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