Take your savings to the next level.

All Ixonia Bank Savings & Money Market Accounts that earn interest are calculated using an Annual Percentage Yield (APY), and are accurate as of the date listed on the rate sheet.

View fees associated with your Ixonia Bank deposit account(s).

Statement Savings

Platinum Personal Savings 2

Cashus Kids Club Savings

Money Market 1

Relationship Money Market 1,3

Account Overview

A simple savings account great for those just starting to save, or set aside funds for unexpected purchases.

Designed for customers who maintain a higher balance and are looking for a competitive interest rate.

For kids 12 years and younger. Open this account and automatically become a member of our Cashus Kids Club.

Keep the flexibility of checkbook access while earning a variable interest rate based on balance.

Enjoy easy access yet earn a preferred rate for maintaining a relationship with Ixonia Bank.

Minimum Opening Balance

$50

$25,000

None

$1,000

Minimum Balance Required to Avoid Service Charge

$100

None

None

$1,000

Interest Paid

Current Rates

Interest compounds monthly and is credited monthly.

Current Rates

Interest compounds quarterly and is credited quarterly.

Current Rates

Interest compounds monthly and is credited monthly.

Current Rates

Interest compounds monthly and is credited monthly.

Current Rates

Interest compounds monthly and is credited monthly.

Maximum Monthly Withdrawals

6

6

6

6

6

Excess Withdrawal Charge

None

None

None

None

None

Monthly Service Charge

$3.00 if balance falls below $100 minimum

None

None

$5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum

$5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum

FREE Online Banking with eStatements and Mobile Banking

Available

Available

Available

Available

Available

Advantages

Account can be attached to checking for overdraft protection.

Account can be attached to checking for overdraft protection.

Enjoy a birthday card and gift each year, FREE piggy bank & activity book at account opening.

Account can be attached to checking for overdraft protection.

Account can be attached to checking for overdraft protection.

Online Account Opening

N/A

N/A

Account Overview

Statement Savings

A simple savings account great for those just starting to save, or set aside funds for unexpected purchases.

Platinum Personal Savings 2

Designed for customers who maintain a higher balance and are looking for a competitive interest rate.

Cashus Kids Club Savings

For kids 12 years and younger. Open this account and automatically become a member of our Cashus Kids Club.

Money Market 1

Keep the flexibility of checkbook access while earning a variable interest rate based on balance.

Relationship Money Market 1,3

Enjoy easy access yet earn a preferred rate for maintaining a relationship with Ixonia Bank.

Minimum Opening Balance

Statement Savings

$50

Platinum Personal Savings 2

$25,000

Cashus Kids Club Savings

None

Money Market 1

$1,000

Relationship Money Market 1,3

Minimum Balance Required to Avoid Service Charge

Statement Savings

$100

Platinum Personal Savings 2

None

Cashus Kids Club Savings

None

Money Market 1

$1,000

Relationship Money Market 1,3

Interest Paid

Statement Savings

Current Rates

Interest compounds monthly and is credited monthly.

Platinum Personal Savings 2

Current Rates

Interest compounds quarterly and is credited quarterly.

Cashus Kids Club Savings

Current Rates

Interest compounds monthly and is credited monthly.

Money Market 1

Current Rates

Interest compounds monthly and is credited monthly.

Relationship Money Market 1,3

Current Rates

Interest compounds monthly and is credited monthly.

Maximum Monthly Withdrawals

Statement Savings

6

Platinum Personal Savings 2

6

Cashus Kids Club Savings

6

Money Market 1

6

Relationship Money Market 1,3

6

Excess Withdrawal Charge

Statement Savings

None

Platinum Personal Savings 2

None

Cashus Kids Club Savings

None

Money Market 1

None

Relationship Money Market 1,3

None

Monthly Service Charge

Statement Savings

$3.00 if balance falls below $100 minimum

Platinum Personal Savings 2

None

Cashus Kids Club Savings

None

Money Market 1

$5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum

Relationship Money Market 1,3

$5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum

FREE Online Banking with eStatements and Mobile Banking

Statement Savings

Available

Platinum Personal Savings 2

Available

Cashus Kids Club Savings

Available

Money Market 1

Available

Relationship Money Market 1,3

Available

Advantages

Statement Savings

Account can be attached to checking for overdraft protection.

Platinum Personal Savings 2

Account can be attached to checking for overdraft protection.

Cashus Kids Club Savings

Enjoy a birthday card and gift each year, FREE piggy bank & activity book at account opening.

Money Market 1

Account can be attached to checking for overdraft protection.

Relationship Money Market 1,3

Account can be attached to checking for overdraft protection.

Online Account Opening

Statement Savings

Platinum Personal Savings 2

Cashus Kids Club Savings

N/A

Money Market 1

Relationship Money Market 1,3

N/A

(1) Ixonia Bank limits preauthorized and/or automatic transfers (including telephone and Internet Banking transfers) and withdrawals (check, draft, debit card or similar order) to six per month. You may make unlimited “in person” or ATM withdrawals.

(2) If balance falls below the $25,000 minimum, the account rate lowers by 0.05% APY.

(3) Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.

Rates may change after the account is opened for variable rate accounts. Fees imposed could reduce the earnings on accounts. Ask us for other applicable fees, terms and additional details.