Personal Deposit Products
Savings & Money Market Accounts
Take your savings to the next level.
All Ixonia Bank Savings & Money Market Accounts that earn interest are calculated using an Annual Percentage Yield (APY), and are accurate as of the date listed on the rate sheet.
View fees associated with your Ixonia Bank deposit account(s).
Statement Savings
Platinum Personal Savings 2
Cashus Kids Club Savings
Money Market 1
Relationship Money Market 1,3
Account Overview
A simple savings account great for those just starting to save, or set aside funds for unexpected purchases.
Designed for customers who maintain a higher balance and are looking for a competitive interest rate.
For kids 12 years and younger. Open this account and automatically become a member of our Cashus Kids Club.
Keep the flexibility of checkbook access while earning a variable interest rate based on balance.
Enjoy easy access yet earn a preferred rate for maintaining a relationship with Ixonia Bank.
Minimum Opening Balance
$50
$25,000
None
$1,000
Minimum Balance Required to Avoid Service Charge
$100
None
None
$1,000
Interest Paid
Interest compounds monthly and is credited monthly.
Interest compounds quarterly and is credited quarterly.
Interest compounds monthly and is credited monthly.
Interest compounds monthly and is credited monthly.
Interest compounds monthly and is credited monthly.
Maximum Monthly Withdrawals
N/A
N/A
N/A
6
6
Excess Withdrawal Charge
None
None
None
None
None
Monthly Service Charge
$3.00 if balance falls below $100 minimum
None
None
$5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum
$5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum
FREE Online Banking with eStatements and Mobile Banking
Available
Available
Available
Available
Available
Advantages
Account can be attached to checking for overdraft protection.
Account can be attached to checking for overdraft protection.
Enjoy a birthday card and gift each year, FREE piggy bank & activity book at account opening.
Account can be attached to checking for overdraft protection.
Account can be attached to checking for overdraft protection.
Account Overview
Statement Savings
A simple savings account great for those just starting to save, or set aside funds for unexpected purchases.
Platinum Personal Savings 2
Designed for customers who maintain a higher balance and are looking for a competitive interest rate.
Cashus Kids Club Savings
For kids 12 years and younger. Open this account and automatically become a member of our Cashus Kids Club.
Money Market 1
Keep the flexibility of checkbook access while earning a variable interest rate based on balance.
Relationship Money Market 1,3
Enjoy easy access yet earn a preferred rate for maintaining a relationship with Ixonia Bank.
Minimum Opening Balance
Statement Savings
$50
Platinum Personal Savings 2
$25,000
Cashus Kids Club Savings
None
Money Market 1
$1,000
Relationship Money Market 1,3
Minimum Balance Required to Avoid Service Charge
Statement Savings
$100
Platinum Personal Savings 2
None
Cashus Kids Club Savings
None
Money Market 1
$1,000
Relationship Money Market 1,3
Interest Paid
Statement Savings
Interest compounds monthly and is credited monthly.
Platinum Personal Savings 2
Interest compounds quarterly and is credited quarterly.
Cashus Kids Club Savings
Interest compounds monthly and is credited monthly.
Money Market 1
Interest compounds monthly and is credited monthly.
Relationship Money Market 1,3
Interest compounds monthly and is credited monthly.
Maximum Monthly Withdrawals
Statement Savings
N/A
Platinum Personal Savings 2
N/A
Cashus Kids Club Savings
N/A
Money Market 1
6
Relationship Money Market 1,3
6
Excess Withdrawal Charge
Statement Savings
None
Platinum Personal Savings 2
None
Cashus Kids Club Savings
None
Money Market 1
None
Relationship Money Market 1,3
None
Monthly Service Charge
Statement Savings
$3.00 if balance falls below $100 minimum
Platinum Personal Savings 2
None
Cashus Kids Club Savings
None
Money Market 1
$5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum
Relationship Money Market 1,3
$5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum
FREE Online Banking with eStatements and Mobile Banking
Statement Savings
Available
Platinum Personal Savings 2
Available
Cashus Kids Club Savings
Available
Money Market 1
Available
Relationship Money Market 1,3
Available
Advantages
Statement Savings
Account can be attached to checking for overdraft protection.
Platinum Personal Savings 2
Account can be attached to checking for overdraft protection.
Cashus Kids Club Savings
Enjoy a birthday card and gift each year, FREE piggy bank & activity book at account opening.
Money Market 1
Account can be attached to checking for overdraft protection.
Relationship Money Market 1,3
Account can be attached to checking for overdraft protection.
Online Account Opening
Statement Savings
Platinum Personal Savings 2
Cashus Kids Club Savings
N/A
Money Market 1
Relationship Money Market 1,3
