PERSONAL LOAN PRODUCTS
Car Loan Rates
Shopping for an auto loan?
Look no further in your search for competitively rated, flexible term and quick turnaround auto loans. We have some of the best rates in Southeastern Wisconsin! Let us help you finance new or used vehicles, as well as refinance existing vehicles. You can also check out our Financial Calculators to help determine loan payments.
Vehicle
Year
Maximum
Term
Interest
Rate
APR*
Without Auto Pay
APR*
With Auto Pay
2024
75 Months
7.000%
7.381%
7.129%
2023
72 Months
6.750%
7.143%
6.891%
2022
66 Months
6.500%
6.921%
6.669%
2021
60 Months
6.250%
6.706%
6.454%
2020
54 Months
6.250%
6.751%
6.500%
2019
48 Months
6.000%
6.557%
6.807%
2018
42 Months
6.000%
6.629%
6.376%
2017
36 Months
5.750%
6.474%
6.220%
20161
30 Months
5.750%
6.606%
6.354%
2015 & Older2
24 Months
5.500%
6.550%
6.299%
Vehicle
Year
2024
Maximum
Term
75 Months
Interest
Rate
7.000%
APR*
Without Auto Pay
7.381%
APR*
With Auto Pay
7.129%
Vehicle
Year
2023
Maximum
Term
72 Months
Interest
Rate
6.750%
APR*
Without Auto Pay
7.143%
APR*
With Auto Pay
6.891%
Vehicle
Year
2022
Maximum
Term
66 Months
Interest
Rate
6.500%
APR*
Without Auto Pay
6.921%
APR*
With Auto Pay
6.669%
Vehicle
Year
2021
Maximum
Term
60 Months
Interest
Rate
6.250%
APR*
Without Auto Pay
6.706%
APR*
With Auto Pay
6.454%
Vehicle
Year
2020
Maximum
Term
54 Months
Interest
Rate
6.250%
APR*
Without Auto Pay
6.751%
APR*
With Auto Pay
6.500%
Vehicle
Year
2019
Maximum
Term
48 Months
Interest
Rate
6.000%
APR*
Without Auto Pay
6.557%
APR*
With Auto Pay
6.807%
Vehicle
Year
2018
Maximum
Term
42 Months
Interest
Rate
6.000%
APR*
Without Auto Pay
6.629%
APR*
With Auto Pay
6.376%
Vehicle
Year
2017
Maximum
Term
36 Months
Interest
Rate
5.750%
APR*
Without Auto Pay
6.474%
APR*
With Auto Pay
6.220%
Vehicle
Year
20161
Maximum
Term
30 Months
Interest
Rate
5.750%
APR*
Without Auto Pay
6.606%
APR*
With Auto Pay
6.354%
Vehicle
Year
2015 & Older2
Maximum
Term
24 Months
Interest
Rate
5.500%
APR*
Without Auto Pay
6.550%
APR*
With Auto Pay
6.299%
*APR = Annual Percentage Rate
1. Requires 25% Down Payment
2. Requires 50% Down Payment
APR is accurate as of 1/2/2024 and is subject to change without notice. Not an offer to extend credit. Advertised APR is based on enrollment in auto-pay from Ixonia Bank checking account, a credit score of 700 or better, loan amount of $20,000.00 and maximum term of 36 months. Payment Example: a 36-month term would be 36 monthly payments of $604.03 at 6.22%APR for $20,000 borrowed. If not enrolled in auto-pay, APR would be 6.47%. Subject to credit and underwriting approval. Your actual rate and payment amount may be different as determined by your collateral, terms, loan amount and credit qualifications. Other restrictions may apply. Contact us for current rates, other applicable fees, terms and additional details.
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