At Ixonia Bank, our business is to help your business. Our experienced commercial lending team takes pride in their ability to partner with local businesses of all sizes and welcomes the opportunity to help your business grow and make your dreams become a reality.
Commercial Term Loan
If you need funds for long-term assets such as the purchase of additional equipment to support ongoing operations, or to fund an expansion, Ixonia Bank’s term loans are available at competitive rates and fair terms.
Commercial Real Estate Loan
Commercial real estate loans are available for all types of business to acquire, renovate, or build facilities including office, retail, and industrial/warehouse buildings. Both construction and permanent financing is available for quality projects.
Small Business Administration (SBA) Loan
SBA loans are partially guaranteed by the government, so as an SBA Lender, Ixonia Bank is able to offer extended amortizations providing more flexible terms than through most conventional lending.
Whether you need new or used equipment to help keep your business running, Ixonia Bank offers flexible equipment loans with competitive rates.
Lines of Credit
Timing differences in cash flow are inevitable; however, you can rely on our team to understand the ebbs and flows of local businesses. A short-term line of credit with Ixonia Bank can help you minimize the impact of short-term cash flow timing differences, and keep your business operating smoothly.
Letters of Credit
Ixonia Bank can assist with a variety of Letter of Credit structures that support domestic and international trade where added assurance may be needed to support the agreed upon terms with a client or vendor.
The agriculture industry has long been a part of the communities we serve, and Ixonia Bank is proud to work/partner with agencies committed to cultivating the dreams of local farmers and ranchers. When you need to expand your land base, upgrade equipment, or purchase grain or livestock, our experienced commercial lending team will work with you to develop a plan to keep your operation running smoothly toward success.