Ixonia Bank offers a variety of Business Checking plans and Treasury Management services which can be customized to meet the specific needs of your business and help you succeed.

Product

Basic Business Checking Plus

Select Business Checking Plus

Elite Business Checking Plus

Account Overview

The ideal account for Sole
Proprietors with low transaction volumes, & non-complex banking requirements.

A cost-effective solution for emerging businesses with moderate transaction processing or moderate treasury management needs.

An account designed for high transaction accounts or those with complex treasury management needs. Many account fees can be offset with a monthly earnings credit.1

Maximum Number of Items Processed per Statement Cycle at No Charge2

100 items

500 items

N/A

Per Item Charge over Maximum

$0.25/item over 100

$0.25/item over 500

N/A

Per Credit Charge

N/A

N/A

$0.06 per credit, plus $0.06 per item credited

Per Debit Charge

N/A

N/A

$0.15

Minimum Balance to Open

$100

$100

$100

Minimum Account Balance to Avoid Monthly Maintenance Charge

None

$2,500 daily balance

N/A

Other Relationship Balances to Avoid Monthly Maintenance Charge

None

$100,000 in Savings or Loan Relationship(s)

N/A

Monthly Maintenance Charge

None

$15.00

$20.00

Earnings Credit

N/A

N/A

Yes3

Business Online Banking Available4

Yes

Yes, with Treasury Management solutions available. See Commercial Banker for details.

Yes, with Treasury Management solutions available. See Commercial Banker for details.

Business Online Bill Pay Available4

Yes

Yes

Yes

Other Benefits

No Annual Fee Debit Card. FREE ATM Transactions5. FREE 24-Hour Telephone Banking.

No Annual Fee Debit Card. FREE ATM Transactions5. FREE 24-Hour Telephone Banking.

No Annual Fee Debit Card. FREE ATM Transactions5. FREE 24-Hour Telephone Banking.

Product

Account Overview

Basic Business Checking Plus

The ideal account for Sole
Proprietors with low transaction volumes, & non-complex banking requirements.

Select Business Checking Plus

A cost-effective solution for emerging businesses with moderate transaction processing or moderate treasury management needs.

Elite Business Checking Plus

An account designed for high transaction accounts or those with complex treasury management needs. Many account fees can be offset with a monthly earnings credit.1

Product

Maximum Number of Items Processed per Statement Cycle at No Charge2

Basic Business Checking Plus

100 items

Select Business Checking Plus

500 items

Elite Business Checking Plus

N/A

Product

Per Item Charge over Maximum

Basic Business Checking Plus

$0.25/item over 100

Select Business Checking Plus

$0.25/item over 500

Elite Business Checking Plus

N/A

Product

Per Credit Charge

Basic Business Checking Plus

N/A

Select Business Checking Plus

N/A

Elite Business Checking Plus

$0.06 per credit, plus $0.06 per item credited

Product

Per Debit Charge

Basic Business Checking Plus

N/A

Select Business Checking Plus

N/A

Elite Business Checking Plus

$0.15

Product

Minimum Balance to Open

Basic Business Checking Plus

$100

Select Business Checking Plus

$100

Elite Business Checking Plus

$100

Product

Minimum Account Balance to Avoid Monthly Maintenance Charge

Basic Business Checking Plus

None

Select Business Checking Plus

$2,500 daily balance

Elite Business Checking Plus

N/A

Product

Other Relationship Balances to Avoid Monthly Maintenance Charge

Basic Business Checking Plus

None

Select Business Checking Plus

$100,000 in Savings or Loan Relationship(s)

Elite Business Checking Plus

N/A

Product

Monthly Maintenance Charge

Basic Business Checking Plus

None

Select Business Checking Plus

$15.00

Elite Business Checking Plus

$20.00

Product

Earnings Credit

Basic Business Checking Plus

N/A

Select Business Checking Plus

N/A

Elite Business Checking Plus

Yes3

Product

Business Online Banking Available4

Basic Business Checking Plus

Yes

Select Business Checking Plus

Yes, with Treasury Management solutions available. See Commercial Banker for details.

Elite Business Checking Plus

Yes, with Treasury Management solutions available. See Commercial Banker for details.

Product

Business Online Bill Pay Available4

Basic Business Checking Plus

Yes

Select Business Checking Plus

Yes

Elite Business Checking Plus

Yes

Product

Other Benefits

Basic Business Checking Plus

No Annual Fee Debit Card. FREE ATM Transactions5. FREE 24-Hour Telephone Banking.

Select Business Checking Plus

No Annual Fee Debit Card. FREE ATM Transactions5. FREE 24-Hour Telephone Banking.

Elite Business Checking Plus

No Annual Fee Debit Card. FREE ATM Transactions5. FREE 24-Hour Telephone Banking.

(1) Monthly earnings credit will be applied to offset bank charges. See Commercial Banker for details.
(2) Items include: checks paid, items deposited, online banking transfers (excluding automatic loan payments), debit card transactions, ATM withdrawals, & ACH transactions.
(3) Transactions made after 6:00pm, on weekends, and on holidays (including Federal ones) will be processed the next business day. Business Online Banking Basic includes account viewing and internal transfers. Cash Management Solutions include: Business Online Bill Pay, ACH Origination, Remote Deposit Capture, Loan Sweep Accounts. Subject to approval. Additional monthly or “per use” fees may apply.
(4) Must be enrolled in Business Online Banking. Applicable fees will be disclosed in the user interface for, or elsewhere within, the Ixonia Bank Bill Pay product.
Any charges on Business Checking account(s) will accumulate and appear as one Service Charge on your statement(s). For all our products and services, other restrictions may apply.
(5) Other banks may charge usage fees at ATMs not operated by Ixonia Bank, unless part of the ATM Access Network. Click here or see ATM Access Network Brochure for more details.

Contact a Commercial Banker today to learn more!

Loan and Investment Sweep Account options are available to help maximize interest expense savings and earning potential.

Contact Us