Products

Statement Savings1

Money Market1

Account Overview

A simple savings account great for those just starting to save, or set aside funds for unexpected purchases.

Keep the flexibility of checkbook access while earning a variable interest rate based on balance.

Minimum Opening Balance

$50

$1,000

Minimum Balance Required to Avoid Service Charge

$100

$1,000

Interest Paid

Current rates

Interest compounds daily and is credited monthly.

Current rates

Interest compounds daily and is credited monthly.

Maximum Monthly Withdrawals to avoid fee2

N/A

6

Excess Withdrawal Fees

None

$7.50 per item

Monthly Fee

$3.00 if balance falls below $100 minimum

$5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum

Business Online Banking Available3

Yes

Yes

Online
Bill Pay Available3

Yes

Yes

Remote
Deposit Capture Available3,4

Yes

Yes

Advantages

Account can be attached to checking for overdraft protection.

Account can be attached to checking for overdraft protection.

Products

Account Overview

Statement Savings1

A simple savings account great for those just starting to save, or set aside funds for unexpected purchases.

Money Market1

Keep the flexibility of checkbook access while earning a variable interest rate based on balance.

Products

Minimum Opening Balance

Statement Savings1

$50

Money Market1

$1,000

Products

Minimum Balance Required to Avoid Service Charge

Statement Savings1

$100

Money Market1

$1,000

Products

Interest Paid

Statement Savings1

Current rates

Interest compounds daily and is credited monthly.

Money Market1

Current rates

Interest compounds daily and is credited monthly.

Products

Maximum Monthly Withdrawals to avoid fee2

Statement Savings1

N/A

Money Market1

6

Products

Excess Withdrawal Fees

Statement Savings1

None

Money Market1

$7.50 per item

Products

Monthly Fee

Statement Savings1

$3.00 if balance falls below $100 minimum

Money Market1

$5.00, plus $0.25 per check and withdrawal fee if balance falls below $1,000 minimum

Products

Business Online Banking Available3

Statement Savings1

Yes

Money Market1

Yes

Products

Online
Bill Pay Available3

Statement Savings1

Yes

Money Market1

Yes

Products

Remote
Deposit Capture Available3,4

Statement Savings1

Yes

Money Market1

Yes

Products

Advantages

Statement Savings1

Account can be attached to checking for overdraft protection.

Money Market1

Account can be attached to checking for overdraft protection.

(1) Ixonia Bank limits preauthorized and/or automatic transfers (including telephone and Internet Banking transfers) and withdrawals (check, draft, debit card or similar order) to six per month. Each debit in excess of regulatory limitations may result in a charge of $7.50/item. You may make unlimited “in person” or ATM withdrawals.
(2) Withdrawals, also known as Debits include: checks, withdrawals, electronic and ACH transfers, and Debit Card transactions.
(3) See a Universal Banker for more details.
(4) Additional charges apply.

Rates may change after the account is opened for variable rate accounts. Fees imposed could reduce the earnings on accounts. Ask us for other applicable fees, terms and additional details.