Loan Products

Commercial Loans & Lines

At Ixonia Bank, our business is to help your business. Our experienced commercial lending team takes pride in their ability to partner with local businesses of all sizes and welcomes the opportunity to help your business grow and make your dreams become a reality.  

You can now borrow at the speed of small business from a community partner who wants you to thrive.  We've streamlined our application process using best-in-class technology so we can say 'yes' faster. It's easy to get started.  

Begin Online Application for a Business Loan

Commercial Term Loan

If you need funds for long-term assets such as the purchase of additional equipment to support ongoing operations, or to fund an expansion, Ixonia Bank's term loans are available at competitive rates and fair terms.

Commercial Real Estate Loan

Commercial real estate loans are available for all types of business to acquire, renovate, or build facilities including office, retail, and industrial/warehouse buildings. Both construction and permanent financing is available for quality projects.

Small Business Administration (SBA) Loan

SBA loans are partially guaranteed by the government, so as an SBA Lender, Ixonia Bank is able to offer extended payment terms at more favorable rates than through most conventional lending.

Equipment Financing

Whether you need new or used equipment to help keep your business running, Ixonia Bank offers flexible equipment loans with competitive rates.

Lines of Credit

Timing differences in cash flow are inevitable; however, you can rely on our team to understand the ebbs and flows of local businesses. A short-term line of credit with Ixonia Bank can help you minimize the impact of short-term cash flow timing differences, and keep your business operating smoothly.

Letters of Credit

Ixonia Bank can provide standby letters of credit and assist with import letters of credit.

To contact our commercial lenders and find out how they can help you and your business, please visit our Business Banking Team page.

Interested in our loans for the agricultural industry?


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