Business

Loan Products

Business Credit Cards

Existing Ixonia Bank Credit Card customers can access your account online by clicking on the Log In button:       Log In

Get Your Credit Score...FREE!

Ixonia Bank Credit Card holders can now get anytime access to their credit score information courtesy of TransUnion®, one of the top three credit reporting bureaus.(1) This new educational benefit allows you to better monitor your credit responsibilities and finances, ensure accuracy of information, and watch for initial indicators of identity theft.(2)  Learn more by reading the TransUnion Score FAQs document. We encourage you to take advantage of this valuable benefit today!  Here's how to get started:

  • Log into your account in the Cardmember Service Portal
  • Click the Free Credit Score Banner & follow the simple instructions

Choosing the right business credit card is easier than ever.

No matter which card you choose, you'll enjoy important features like expense management tools, free employee cards, convenient mobile payment capabilities, and EMV smart chip technology for added security. Let's get started...

Pay Down Balances.

Card Type 

Benefits

Visa® Business Platinum Card
Click here to apply or learn more

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time
  • Save on interest
  • Non-rewards

Flexible Cash Rewards For Your Business.                                  Pick the best rewards card for you!

Card Type 

Benefits

Visa® Business Cash Card

Click here to apply or learn more

  • 3% cash back(1) on eligible net purchases from office supply stores, phone and TV services(2,4)
  • 2% cash back on eligible restaurant and gasoline net purchases(1)
  • 1% cash back on all other eligible net purchases(1)
  • $25 cash back awarded after first purchase(3)

 Rewards To Use The Way You Want.(4)

Card Type 

Benefits

Visa® Business Real Rewards Card
Click here to apply or learn more

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)(5)
  • No caps or limits on the number of points you can earn, and you have 5 years to redeem for rewards(4)
  • 2,500 bonus rewards points awarded after the first purchase(3)

Visa® Business Rewards PLUS Card

Click here to apply or learn more

  • Earn 3 points monthly for every $1 you spend the most on: cellular phone service, hotel, or airline(6)
  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases
  • Plus, earn 20,000 bonus rewards points after you spend $2,000 in the first 3 months(3)
  • No caps or limits on the number of points you can earn, and you have 5 years to redeem for rewards(4)

 

(1) Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
(2) Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.
(3) First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.
(4) The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
(5) Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
(6) Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a “Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.
Back to Top