How does Mobile Deposit work?

Log on to your Ixonia Bank Mobile app then follow these simple steps:

1. Endorse the back of the check and write “For Mobile Deposit Only, Ixonia Bank account #_________.”
2. Select “Deposit” from the menu bar.  Select “Deposit A Check.”
3. Select the account where you want to deposit your check and enter the check amount.
4. Select “Take Photos.” Ixonia Bank will need access to your camera.
5. Take a picture of the front and back of your endorsed check with your mobile device. For photos that work best, follow these guidelines:
   • Position your camera directly over the check (not at an angle).
   • Move any objects that show up in the picture away from the check.
   • Make sure the check is visible, contains all 4 corners, is well lit, and in focus
     
6. Select “Use” or “Retake” for both sides.
7. You are given the option to “Edit” or “Make Deposit.”
8. Once you click “Make Deposit,” you will receive a confirmation on your phone that your deposit is being processed.
9. Securely store your check for at least thirty (30) days, and then destroy after the retention period. See the Check Retention and Check Destruction Guidelines.